Last Updated: [September 23, 2024)

At UCITS-ETFs.com (“we,” “our,” or “us”), we are committed to safeguarding your privacy. This Privacy Policy outlines the types of information we collect from visitors to our website ucits-etfs.com, how that information is used, and the choices you have regarding your data. By using this site, you consent to the terms of this Privacy Policy.

1. Information We Collect

We collect several types of information to provide and improve our services, including personal information and data automatically collected from your device.

1.1. Personal Information You Voluntarily Provide

You may provide personal information in the following circumstances:

  • Newsletter Subscription: When you subscribe to our free newsletter, we collect your email address to send updates, educational content, and investment broker recommendations.
  • Contact Forms: If you reach out to us via a contact form or email, we may collect your name, email address, and the content of your message.

We do not ask for or collect sensitive information such as Social Security numbers, payment details, or personal identification numbers.

1.2. Information Automatically Collected

We may collect information about your device and interaction with the website. This information may include:

  • IP Address: Used to identify the general location of a visitor.
  • Browser Information: Includes browser type and version, language settings, and the operating system used.
  • Referring Website: Information on the site that referred you to UCITS-ETFs.com.
  • Usage Data: Pages visited, time spent on each page, date and time of access, and interactions with site features.

1.3. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance user experience, improve website performance, and collect usage data. Cookies are small data files stored on your device. Types of cookies used include:

  • Essential Cookies: Required for the website to function.
  • Analytics Cookies: Track website traffic and user interactions to help improve performance. For example, we use Google Analytics for this purpose.
  • Advertising and Remarketing Cookies: These may be used to show relevant ads and track the effectiveness of our marketing efforts.

You can modify your cookie preferences in your browser settings, but please note that disabling cookies may affect website functionality.

2. How We Use Your Information

We use the information collected for the following purposes:

  • To operate and maintain our website: We ensure that the website functions correctly and that user experiences are optimized.
  • To send newsletters: We use your email address to send periodic newsletters containing educational content, investment tips, and recommendations for brokers. You may opt-out of these communications at any time.
  • To monitor and analyze trends: We analyze usage data to improve our website’s performance and content delivery.
  • To comply with legal obligations: We may use your data to comply with applicable laws and regulations.

3. Third-Party Services

We use third-party services to enhance our website’s functionality and provide better user experiences. These services include:

  • Google Analytics: Used to monitor website traffic and behavior.
  • Email Service Provider: We use [Insert Email Provider] to send newsletters and manage email lists.
  • Hosting Providers: The website is hosted on secure servers provided by [Insert Hosting Provider].

These third-party service providers have access to your data only to perform tasks on our behalf and are obligated not to disclose or use it for any other purpose. We encourage you to review their respective privacy policies for more details.

We do not sell, trade, or rent your personal information to third parties.

4. Sharing Your Information

We do not sell your personal information. However, we may share your information in the following circumstances:

  • With your consent: If you authorize us to share your information with third parties for specific purposes.
  • Legal Compliance: We may share your information to comply with applicable laws, regulations, or legal processes, or to protect our rights or the rights of others.
  • Business Transfers: In the event of a merger, acquisition, or asset sale, we may transfer your information to the acquiring entity.

5. Your Rights Under GDPR and CCPA

If you are located in the European Union (EU) or California, you have the following rights regarding your personal data:

5.1. Rights for EU Residents (GDPR Compliance)

  • Right of Access: You have the right to access your personal data and obtain information about how we use it.
  • Right of Rectification: You can request that inaccurate or incomplete information be corrected.
  • Right to Erasure (“Right to be Forgotten”): You can request that we delete your personal data, except where we are required by law to retain it.
  • Right to Restrict Processing: You may request that we limit the processing of your personal data.
  • Right to Data Portability: You can request a copy of your personal data in a structured, machine-readable format and have it transferred to another data controller.
  • Right to Object: You can object to the processing of your data in certain circumstances, including marketing communications.

5.2. Rights for California Residents (CCPA Compliance)

  • Right to Know: You may request information about the categories and specific pieces of personal information we have collected about you.
  • Right to Delete: You can request that we delete your personal information, subject to certain exceptions.
  • Right to Opt-Out of Sale: While we do not sell personal information, California law requires that we provide the ability to opt-out if this changes.
  • Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

To exercise any of these rights, please contact us at [Insert Contact Information]. We will respond to verifiable requests within the timeframe required by law.

6. Data Security

We take the security of your personal data seriously and implement reasonable measures to protect it from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws. For example, we will retain your email address for the duration of your newsletter subscription and for a reasonable period afterward in case you decide to resubscribe.

8. Children’s Privacy

UCITS-ETFs.com is not intended for individuals under the age of 16. We do not knowingly collect personal information from children under 16. If we discover that we have inadvertently collected personal data from a child under 16, we will take steps to delete that information as soon as possible.

9. International Data Transfers

If you are located outside of the United States, please be aware that your information will be transferred to, processed, and stored in the United States. By using our website, you consent to the transfer of your information to the United States and the application of US laws, which may not provide the same level of protection as your home country.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technological advances. Any changes will be posted on this page, and the “Last Updated” date at the top will be modified. We encourage you to review this page periodically for the latest information on our privacy practices.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us.